Property criteria

Property criteria as at 1st December 2022

Before you apply to Rent to Own we recommend that you read our property criteria listed below.

Area	Criteria
Property price	Maximum property value of £190,000.
Location	We will purchase new build properties anywhere in Northern Ireland.
New builds	The house must have had no previous occupants. The house has to be ready to be occupied now or within 6 months. We only consider a turnkey package. Normally the house must have no extras. The price must include all connection fees for utilities. All roads and sewers serving the property must be bonded or adopted. Any service charges must be reasonable. The house must have central heating
Warranties	The house must have a suitable 10-year structural warranty. The house must have the necessary consents and approvals
Types of property	Sorry, but we don’t accept apartments for Rent to Own. We don’t accept properties with non standard or unconventional construction The house must be suitable for the applicant’s needs. The house must have two or more bedrooms.
Types of property	Please note that to ensure that purchases are in a variety of locations we will not normally buy more than 20% of the properties in a development and not more than 10 Rent to Own properties in any development. Please contact us to check if this criteria affects the house you have chosen.
Energy Performance Certificate	We recommend you look at the Energy Performance Certificate (EPC) for your chosen property. An EPC contains information about a property’s energy use and typical energy costs and gives recommendations about how to reduce energy use to potentially save money. To read the Co-Ownership guide to EPCs please click here.